Solutions to Bankster Problems

This morning I am sitting outside of a coffee shop in downtown Long Beach, Kalifornia.  People come and go, get their caffeine fixation and go about their day.  There's a gentleman here who says something out loud every so often about what he sees.  He mentions something about the guy being notified by the passing police officer to not ride the skateboard on the sidewalk.  We all look to see if the skateboarder is going to receive a ticket, but he doesn't.  I have a response saying that it would be typical protocol for a ticket to be issued without warning, but don't go further into what I really think. 

He later mentions something about the banks.  I couldn't resist responding to this one and expounding on my thoughts and opinions.

We get into a conversation about banks, money, politics and all things in between. 

After some time, he says "we all know the problems, but what about the solutions?"  So I thought for a moment.  It truly is easy to point out the issues and problems, right?  He asked this question regarding the reality that banks are the middlemen and people don't seem to have a choice but to deal with banks when buying either a car, or a house, or having credit issued to them, etc. 

I began to mention that there still are some people on the earth who trade their goods and services in kind without using a bank or having a bank interfere as a third party.  The notion of having a third party isn't present, nor needed.  But for those living in the city, they are mostly dependent on a system which the banks have a monopoly over - very few city folks grow their own food and have something to offer other than their labor / time.  And most people who grew up under this particular system don't know they can get along with life without having to use Caesar's money.

Keeping a close watch on him, they sent spies, who pretended to be sincere.  They hoped to catch Yeshua in something he said, so that they might hand him over to the power and authority of the governor.  So the spies questioned him: “Teacher, we know that you speak and teach what is right, and that you do not show partiality but teach the way of God in accordance with the truth.  Is it right for us to pay taxes to Caesar or not?”
 

He saw through their duplicity and said to them, “Show me a denarius.  Whose image and inscription are on it?”

“Caesar’s,” they replied.
 

He said to them, “Then give back to Caesar what is Caesar’s, and to God what is God’s.”
 

They were unable to trap him in what he had said there in public.  And astonished by his answer, they became silent.

- Luke 20:20-26

So to the solution: people need to realize they can issue money themselves!  People can actually trade amongst themselves and, if need be, issue credit or debt to one another according to their trade and terms thereof. 

I gave some examples.  I said to the man; suppose you are a land owner with lots of trees and I need to have a house built.  I have a small farm with chickens being my main commodity.  I have eggs, chickens ( living or by the piece ), fertilizer, feathers and other byproducts.  I also have credit with the tailor and with some laborers which will be helping me build my house, so I already have that aspect of the job dealt with.  I began to explain how we can all negotiate and come to an agreement which would benefit all those involved fairly.  The credit I have with the the tailor means the laborers will get work clothes and a suit each ( if they choose, or something of like value ) as part of my 'payment' to them.  The options and methods are endless and can motivate others to creatively conceive other methods of trade. 

In my explanation of trading I pointed out that people would be compelled to get along with one another, to deal honestly and have integrity with each other.  I mentioned that, with the use of money, people don't even have to like each other to get things done.  Perhaps this is a good or a not so good thing, judge for yourselves.  What was made clear in example was that people can work together in the absence of money and doing so builds a trust among people, something possibly missing among some folks.

Regarding interest and money, I went on to explain how in other countries, the banks function as a helper of commerce and not a hindrance of people, as can be seen today in this kountry.  I shared how in some countries, where interest isn't charged but actually outlawed, the bank buys the property ( residence ) you are interested in, and you simply pay the bank back according to terms.  If you get behind in payments or are coming up short monthly, the bank doesn't foreclose on your house, but instead works with you and helps you.  Terms can be renegotiated and the home buyer can continue to pay off their obligation without fear of losing their home or losing the equity from the prior payments made.  No families are affected because of a loss of income or a change in income, no neighborhoods are devastated by foreclosed houses and falling home prices and greed isn't a motivating factor in the buying and selling of homes despite people's needs and ignorance of finance and what bank money has become.

I also added that people can choose to turn banks into helpers of people instead of those who hurt people.  This would take clear and simple law writing by the people, not by some bozo politico who would most likely be paid by the bank monopoly.  With clear and honest laws written and the people knowing exactly what is and isn't in their best interest, people can vote for how banks can work and how they cannot work.  This may be a better approach until people learn more about the power they inherently have regarding money and how misplaced power in the hands of banking monopolies is not in their best interest.

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